Creative Edge Planning





	In this section you will find presentations to help you illustrate how life insurance and annuities work. If you have not looked closely at the newer generation products in a while, you will want to check this out. In addition, a comprehensive presentation to educate you and your clients on the new rules regarding split dollar* is included. *Split-Dollar Insurance is not an insurance policy; it is a method of paying for insurance coverage. A split-dollar plan is an arrangement between two parties that involves "splitting" the premium payments, cash values, ownership of the policy, and death benefits. Split dollar arrangements are subject to IRS Notice 2002-8 and Proposed Regulations that apply for purposes of federal income, employment and gift taxes.

Securities and Investment Advisory Services offered through NFP Securities, Inc., Member FINRA/SIPC. Creative Edge Planning is an affiliate of NFP Securities, Inc. and a subsidiary of National Financial Partners Corp., the parent company of NFP Securities, Inc.

NFP Securities, Inc. does not provide tax or legal advice. Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax, and legal counsel.

This site is published for residents of the United States only. Registered Representatives and Investment Advisor Representatives of NFPSI may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact the NFPSI Compliance Department at 512-697-6000.

Financial Calculators are licensed through KJE Computer Solutions, LLC
Stock Charts are licensed through QuoteMedia, Inc.

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